Your homeowner's policy will have a limit on coverage for your rifles, unless you "schedule" them for replacement value. If you "schedule" them, you will need appraisals from a custom gunsmith for the replacement costs. Just like having your wife's diamond ring scheduled or on a personal items floater. You will find that insuring them for replacement value will be a significant yearly premium.
Probably the best place to find gun insurance is to have it as a rider on your homeowners insurance. I've got my policy right here....$143 per year for the guns.
Eddybo- Do you know these guys or find them in a search? I selected all the coverage options for 30k. It came up with a $169 annual premium! I feel like I'm robbing the insurance guy for once!
Eddybo- Do you know these guys or find them in a search? I selected all the coverage options for 30k. It came up with a $169 annual premium! I feel like I'm robbing the insurance guy for once!
I have an addition to my homeowners insurance to cover my guns. It covers the guns no matter where they are, or what happens to them, and it costs about $5 per month.