Gun Insurance

[jmason]

Where are you guys getting your gun insurance? The NRA seems really high. It's almost as much as home owners.

 

[Chas1]

Check your homeowners policy for contents coverage, it may cover your guns.

 

[Joel Russo]

Your homeowner's policy will have a limit on coverage for your rifles, unless you "schedule" them for replacement value. If you "schedule" them, you will need appraisals from a custom gunsmith for the replacement costs. Just like having your wife's diamond ring scheduled or on a personal items floater. You will find that insuring them for replacement value will be a significant yearly premium.

 

[trebark]

Probably the best place to find gun insurance is to have it as a rider on your homeowners insurance. I've got my policy right here....$143 per year for the guns.

 

[eddybo]

collectibles insurance services LLC

 

[jmason]

collectibles insurance services LLC

Eddybo- Do you know these guys or find them in a search? I selected all the coverage options for 30k. It came up with a $169 annual premium! I feel like I'm robbing the insurance guy for once!

 

[ROBSTER]

Is this them www.collectinsure.com
robster

 

[jmason]

Is this them www.collectinsure.com
robster

It sure is....

 

[eddybo]

Never had a claim but have 100K in coverage for like 400 a year had coverage for a couple years

 

[trebark]

Eddybo- Do you know these guys or find them in a search? I selected all the coverage options for 30k. It came up with a $169 annual premium! I feel like I'm robbing the insurance guy for once!

Of course you're robbing him! he knows you've got guns!

 

[JARHEAD1371]

I have an addition to my homeowners insurance to cover my guns. It covers the guns no matter where they are, or what happens to them, and it costs about $5 per month.