Some recent threads got me wondering how many LRH members carry firearm insurance for full replacement?
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Firearm Insurance
- Thread starter Muddyboots
- Start date
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I do carry additional insurance on firearms, but probably need to update the limits. Fire loss is a horrible thing to go through. Water damage would be my main issue due to fire suppression system in the house.
I am doing same since I have 2 recently built rifles not on policy.
I just never really thought about till recently now I'm trying to figure out what the best approach would be. Also been trying to learn a lot more about storage and fire sad options. I'm surprised at myself for as much time as I waste focusing on rifles how little I've thought about this subject.
RockyMtnUT
Well-Known Member
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Left Hand Dave
Well-Known Member
I found most insurers will cover very little before they want serial numbers and even photos to keep on file. What have the rest of you found?
SDPlinker
Well-Known Member
Same as you from State Farm. I have also found they want receipts and or bank records.
I talked to my agent about a policy a while back and really need to get back to it. They want a list with all serial numbers and values by a 3rd party. That's where it stalled for me. I told them that I would decide the values and provide under letterhead of my FFL name. They still wanted 3rd party. The rifles are covered under my contents as long as I have the log I believe. I am going to check on this tomorrow.
I've been told by the insurance agent to go thru the NRA. If thru regular insurance they need appraisal, serial #'s, & pictures
Can anyone Explain what a guy might be spending on say $10k/50k/100k worth of firearms insurance with the NRA route? I heard about it before but need to look into it.
Same here. I hope we get some info
Can you share more information? Or a link ? Please
