Given everything you have said, I would go with a Rem 700 SPS in 300win (over getting the ADL). That gives you something that you can shoot for now and upgrade as you go. A Bell & Carlson stock for $240 plus a nice trigger for $115 or so will get you in a great place. No need to upgrade the barrel right away unless it doesn't shoot, but I'm guessing once you got a new stock and trigger, it would be pretty accurate. Also, I would just bed the recoil lug yourself, save a bunch of money. The B&C stock comes with an aluminum bedding block, so bedding the lug would be all you need. Total cost would be in the $850-$900 range and you would have a very solid setup, but it would also give you the option to shoot the 'stock' SPS setup until you can afford the upgrades. Good luck!