Neck tension amounts only to springback area gripping a bullet, and brass only springs back maximum that it can.
Your properly determined bushing size accounts for springback and brass thickness to provide DESIRED tension. Beyond max tension, as dependent on your brass hardness, you're only oversizing necks, which is bad.
When the bushing isn't small enough, the necks can spring back to leave little or no tension(.000").
Annealing is another subject, but directly affects tension(always reducing it), as it affects springback. Sometimes this is just what the doctor orders.
To see what your actual tension is, size a neck, seat a bullet, measure the loaded neck OD, pull the bullet, measure the neck OD. That springback amount(and only that) is what grips the bullet.