Buying out of state land questions?

[dpicciuto2001]

I live in NW Ohio and I'm looking into buying some recreational use land in NW Kentucky. I've never been through this before and have some questions if anyone has some answers. I think it should be an unimproved land loan. I don't intend to build on it during the time of the loan. My local financial institutions want nothing to do with it because it is out of their territory and land loans are harder to get than a typical mortgage. Credit/money is not an issue. Should I ask the realtor if they have a suggestion of a local lender they deal with? I want to avoid that if possible due to the possibility of two associated places looking out for their best interests instead of mine. Any real world experience or suggestions are appreciated. Thanks

 

[NoFences]

I've done it two ways for properties. A second on one and I used a local institution to the property on the other.