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<blockquote data-quote="Joel Russo" data-source="post: 394523" data-attributes="member: 6152"><p>Your homeowner's policy will have a limit on coverage for your rifles, unless you "schedule" them for replacement value. If you "schedule" them, you will need appraisals from a custom gunsmith for the replacement costs. Just like having your wife's diamond ring scheduled or on a personal items floater. You will find that insuring them for replacement value will be a significant yearly premium.</p></blockquote><p></p>
[QUOTE="Joel Russo, post: 394523, member: 6152"] Your homeowner's policy will have a limit on coverage for your rifles, unless you "schedule" them for replacement value. If you "schedule" them, you will need appraisals from a custom gunsmith for the replacement costs. Just like having your wife's diamond ring scheduled or on a personal items floater. You will find that insuring them for replacement value will be a significant yearly premium. [/QUOTE]
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