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Long Range Hunting & Shooting
Bank of America Tells McMillan Group to Find Another Banker
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<blockquote data-quote="ELR Researcher" data-source="post: 647740" data-attributes="member: 19541"><p>Dr. Vette:</p><p> </p><p>You have me confused with another poster, I never suggested keeping a card open and just doing one transaction a year. </p><p> </p><p>I noted that (IMHO) BEFORE you cancel your BofA card you "probably" want to:</p><p> </p><p>1. Make sure you have that BRAND of card covered (either by another current card or by getting a new one - like I did to replace my only VISA (which was a BofA through my college) with the NRA VISA) and</p><p> </p><p>2. Get your money or product/services OUT by converting your points to cash or product/services. </p><p> </p><p>As I found out with my BofA VISA, I would have "lost" $80 in converted points if I had simply cancelled the card. As is, the BofA VISA card is set aside, the NRA VISA card is in my wallet, and I'm waiting the approx 10 working days to get BofA's check for $80. Once that check is received and cashed, I'll call BofA and formally cancel the BofA VISA card.</p><p> </p><p>In regards credit rating, I have no idea whether getting a new card offsets (or possibly more than offsets) the subsequent cancellation of another card.</p><p> </p><p>Best!</p></blockquote><p></p>
[QUOTE="ELR Researcher, post: 647740, member: 19541"] Dr. Vette: You have me confused with another poster, I never suggested keeping a card open and just doing one transaction a year. I noted that (IMHO) BEFORE you cancel your BofA card you "probably" want to: 1. Make sure you have that BRAND of card covered (either by another current card or by getting a new one - like I did to replace my only VISA (which was a BofA through my college) with the NRA VISA) and 2. Get your money or product/services OUT by converting your points to cash or product/services. As I found out with my BofA VISA, I would have "lost" $80 in converted points if I had simply cancelled the card. As is, the BofA VISA card is set aside, the NRA VISA card is in my wallet, and I'm waiting the approx 10 working days to get BofA's check for $80. Once that check is received and cashed, I'll call BofA and formally cancel the BofA VISA card. In regards credit rating, I have no idea whether getting a new card offsets (or possibly more than offsets) the subsequent cancellation of another card. Best! [/QUOTE]
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Bank of America Tells McMillan Group to Find Another Banker
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