When your Paypal account is linked to your checking account, this is what happened to me, and why I use an air-gapped debit card (described above) to prevent it. Paypal fraud folks should be able to help. The other person had to have a Paypal accout, so thier identity may known. and Paypal may make it good - they did in my case. Good luck.Guys, I just got burnt for $598 on PayPal 6 weeks ago. I had used it for almost a year, off my checking account! No problems, until now! I have since discontinued use. I doubt I'll ever recover those stolen funds!