Dealing with the FHA

Discussion in 'Humor' started by Southpaw, Mar 10, 2010.

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  1. Southpaw

    Southpaw Well-Known Member

    May 17, 2007
    Another cut/paste email form one of my friends...pretty funny stuff and I don't have any idea if it's true...

    Part of rebuilding New Orleans (after Katrina) often caused residents
    to be challenged with the task of tracing titles to their homes...
    back potentially hundreds of years. With a community rich with history
    stretching back over two centuries, houses have been passed along
    through generations of family, sometimes making it quite difficult to
    establish ownership. Here's a great letter an attorney wrote to the
    FHA on behalf of a client:

    You have to love this lawyer ........

    A New Orleans lawyer sought an FHA loan for a client... He was told the loan would be granted if he could prove a satisfactory title to a
    parcel of property being offered as collateral. It took the lawyer
    three months to track down the full title to the property which dated
    back to 1803. After sending the information to the FHA, he received
    the following reply.

    (Actual reply from FHA):

    "Upon review of your letter adjoining your client's loan application,
    we note that the request is supported by an Abstract of Title. While
    we compliment the able manner in which you have prepared and presented
    the application, we must point out that you have only cleared title to
    the proposed collateral property back to 1803.
    Before final approval can be accorded, it will be necessary to clear
    the title back to its origin."

    Annoyed, the lawyer responded as follows:

    (Actual response):

    "Your letter regarding title in Case No.189156 has been received. I
    note that you wish to have title extended further than the 206 years
    covered by the present application. I was unaware that any educated
    person in this country, particularly those working in the property
    area, would not know that Louisiana was purchased by the United
    States from France, in 1803 the year of origin identified in our

    For the edification of uninformed FHA bureaucrats, the title to the
    land prior to U.S. ownership was obtained from France, which had
    acquired it by Right of Conquest from Spain. The land came into the
    possession of Spain by Right of Discovery made in the year 1492 by a
    sea captain named Christopher Columbus, who had been granted the
    privilege of seeking a new route to India by the Spanish monarch,
    Queen Isabella. The good Queen Isabella, being a pious woman and
    almost as careful about titles as the FHA, took the precaution of
    securing the blessing of the Pope before she sold her jewels to
    finance Columbus’s expedition...Now the Pope, as I'm sure you may
    know, is the emissary of Jesus Christ, the Son of God, and God, it is
    commonly accepted, created this world. Therefore, I believe it is safe
    to presume that God also made that part of the world called Louisiana. God, therefore, would be the owner of origin and His origins date
    back to before the beginning of time, the world as we know it, and the
    FHA. I hope you find God's original claim to be satisfactory.

    Now, may we have our ---- loan?"

    The loan was immediately approved.
  2. winmag

    winmag Well-Known Member

    Dec 23, 2009
    That was hilarious:D:D:D

    HUAINAMACHERO Well-Known Member

    Oct 16, 2008
    LOL, that is bureaucracy at its best, excellent response.
    I have been laughing out loud for several minutes so far:D:D:D