I have a Bergara HMR and it is a sweet gun. The action is nice and smooth. It has a nice stock. It does bend a little on the fore end but I don't think it affects the accuracy at all. The Bergara factory trigger is actually pretty good also. I would say it comes close to the Timney on my rem 700. As far as a factory rifle goes it is definitely great bang for your buck. Plus it shoots lights out. I can't really comment on the Howa since I have never held one.