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Long Range Hunting & Shooting
Bank of America Tells McMillan Group to Find Another Banker
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<blockquote data-quote="SidecarFlip" data-source="post: 644108" data-attributes="member: 39764"><p>Kelly....FYI</p><p> </p><p>Concerning payment portals and credit cards, 95% of my business, because it's world wide, I do through Pay-Pal via a commercial account. The encryption is excellent and my customers can use their credit card or wire transfer at their discretion.</p><p> </p><p>Using Pay-pal as a portal is actually less than a direct swipe. Direct swipe is usually 4% (or better) plus a service fee and card reading hardware. Pay-Pal is 3% plus 30 cents per transaction and I take currency worldwide and they convert all to USD.</p><p> </p><p>Some customers don't like Pay-Pal so.....</p><p> </p><p>I also have set up with my commercial bank (it's a local no kool-aid bank) where they accept personal checks or bank checks drawn on offshore banks at a flat $5.00 per transaction, any amount and ISF checks or drafts are covered and collected at no expense to me.</p><p> </p><p>Actually, a personal check or bank draft is as good as cash these days with immediate funds transfer, however, most people prefer plastic, something I try to avoid in personal transactions. Cash is king IMO.</p></blockquote><p></p>
[QUOTE="SidecarFlip, post: 644108, member: 39764"] Kelly....FYI Concerning payment portals and credit cards, 95% of my business, because it's world wide, I do through Pay-Pal via a commercial account. The encryption is excellent and my customers can use their credit card or wire transfer at their discretion. Using Pay-pal as a portal is actually less than a direct swipe. Direct swipe is usually 4% (or better) plus a service fee and card reading hardware. Pay-Pal is 3% plus 30 cents per transaction and I take currency worldwide and they convert all to USD. Some customers don't like Pay-Pal so..... I also have set up with my commercial bank (it's a local no kool-aid bank) where they accept personal checks or bank checks drawn on offshore banks at a flat $5.00 per transaction, any amount and ISF checks or drafts are covered and collected at no expense to me. Actually, a personal check or bank draft is as good as cash these days with immediate funds transfer, however, most people prefer plastic, something I try to avoid in personal transactions. Cash is king IMO. [/QUOTE]
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Bank of America Tells McMillan Group to Find Another Banker
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