I figure you guys are my best bet at any real help on this one. This spring my wife is going to get us a mortgage. I want her to apply by herself if possible as she would be a first time home buyer. I have already bought homes before(a few years ago). We have 22 acres we own free and clear and would like to put a house on it. Her credit score and mine are very good we check them every year.Is there anyone in the business that could help us with some "insider info" that would get us a better rate or terms?