What is wrong with paypal?

[GRIP N PULL]

Hello everyone, I was hoping to get some insight on why a lot of people refuse to use paypal? I have been a paypal user since 2001 and have never had a problem. I read all the time that paypal is anti-gun and they will freeze your account if you use their service to buy or sell firearms related products.

I have my website setup to take paypal when people buy the GRIP-N-PULL and have not had any issues with them yet. I just want to know what the problem is. Do any of you have any stories you would like to tell to help me understand? Thanks in advance.

Brandon

 

[marioq]

I had some people hack my account and buy first class tickets to NY from Russia. It all got repaid but I have had one problem. Still use them though.

 

[PhulesAu]

Since I buy gun related items on ebay, and pay with paypal....... It must be a personal preference thing, never had an issue in 6+ years.

 

[Greyfox]

Perhaps the repulsion of many(including me) to Paypal goes back to the same time frame years ago that EBay made the decision to discontinue the purchase and sale of reloading accessories and components(not powder or primers). Paypal followed lock step. Perhaps there were legitimate reasons, but the explanation given by both companies appeared trite, and a policy decision made to appease liberal anti gun mentality. When contacted, the response was basically "tough sh-t". I will use both Paypal and EBay, but very, very rarely , and only as a last ditch resort to get what I want and there are no possble alternatives. At one time I gave both companies a lot of business. That ended. If I'm misguided, I would welcome a rational explanation.

 

[notajeep]

I prefer a blood trail over a paper trail !

 

[Deleted member 48126]

I use paypal and I dont have any issues with them. If you trust the person you are working with you can gift the funds and not worry about any trail or them knowing what you're selling.

 

[SidecarFlip]

I had some people hack my account and buy first class tickets to NY from Russia. It all got repaid but I have had one problem. Still use them though.

Had basically the same thing happen, no issue with getting all the funds back.

Since I buy gun related items on ebay, and pay with paypal....... It must be a personal preference thing, never had an issue in 6+ years.

Neither have I. I use my account for business. Pay-Pal is very secure. I take personal checks but dealing with offshore parties, Pay-Pal is the only way top go.

Perhaps the repulsion of many(including me) to Paypal goes back to the same time frame years ago that EBay made the decision to discontinue the purchase and sale of reloading accessories and components(not powder or primers). Paypal followed lock step. Perhaps there were legitimate reasons, but the explanation given by both companies appeared trite, and a policy decision made to appease liberal anti gun mentality. When contacted, the response was basically "tough sh-t". I will use both Paypal and EBay, but very, very rarely , and only as a last ditch resort to get what I want and there are no possble alternatives. At one time I gave both companies a lot of business. That ended. If I'm misguided, I would welcome a rational explanation.

The explaination is Pay-Pal and Flea Bay are owned and administrated by the same folks, beasicaslly the same company. It's their right as a privately held corporation to set their rules of conduct accordingly. While I don't agree with their policies, it's still their choice. The other thing is they are a California based corporation and we all know how people in California look at and intrepret things.... Just look at Pelosi.

I prefer a blood trail over a paper trail !

Thats just plain ignorant and has no place in a subjective discussion. I see you don't have many posts on this forum. I suggest you rethink your approach and act and post in a more adult like manner.

Simply put, if it's not in humor and it's not intellegent, don't post it for all to see.

 

[SidecarFlip]

Additionally, I see 'for sale' stuff on here with a 4% added to the price. The Pay-Pal transaction fee (they are in business to make money after all, only the gummit is 'non-profit'), the actual transaction fee is 3.5% plus 30 cents on any amount, really quite reasonable considering a credit card direct portal (commercial card reader) costs an up front fee plus anywhere from 3% to 5% to the merchant depending on amount charged (the more the portal is used and the charged, total amount, the less the portal fee is.

I also see the 'declare it as a gift' to circumvent the pay-pal fee schedule and thats dishonest.

While I'm not Snow White by any stretch, Pay-Pal is a secure vehicle for my transactions so why would I knowlying screw them. I find that attitude to be less than stellar and I won't buy from or sell to anyone that portrays that attitude.

Pay-Pal works for me because a large percentage of my business if offshore, in foreign currency and Pay-Pal does a foreign to US exchange seamlessly. I get paid in USD, my customer pays in their native currency.

To the Grip n pull owner. besides Pay-Pal, I'd also accept personal checks. Both are instant transactions. Personal checks, as soon as they are deposited, become wire transfers, debiting the check writers account. You need to discuss that with your commercial bank (I have a commercial account for my business. My bank guarantees a person check, just like a cash transaction.

I would refrain from taking ANY money orders except USPS money orders as they can be easily forged (except USPS Money Orders).

Been down this road already.

Maybe Len will chime in, he takes Pay-Pal and personal checks (like I do), probably for the same reasons.

In my business model, a 3.5% (plus 30 cents) surcharge isn't excessive fee wise, for doing business.

Just my views. Been doing this for about 5 years now. Never an issue except the draining of funds, which, Pay-Pal replaced immediately.

 

[GRIP N PULL]

Additionally, I see 'for sale' stuff on here with a 4% added to the price. The Pay-Pal transaction fee (they are in business to make money after all, only the gummit is 'non-profit'), the actual transaction fee is 3.5% plus 30 cents on any amount, really quite reasonable considering a credit card direct portal (commercial card reader) costs an up front fee plus anywhere from 3% to 5% to the merchant depending on amount charged (the more the portal is used and the charged, total amount, the less the portal fee is.

I also see the 'declare it as a gift' to circumvent the pay-pal fee schedule and thats dishonest.

While I'm not Snow White by any stretch, Pay-Pal is a secure vehicle for my transactions so why would I knowlying screw them. I find that attitude to be less than stellar and I won't buy from or sell to anyone that portrays that attitude.

Pay-Pal works for me because a large percentage of my business if offshore, in foreign currency and Pay-Pal does a foreign to US exchange seamlessly. I get paid in USD, my customer pays in their native currency.

To the Grip n pull owner. besides Pay-Pal, I'd also accept personal checks. Both are instant transactions. Personal checks, as soon as they are deposited, become wire transfers, debiting the check writers account. You need to discuss that with your commercial bank (I have a commercial account for my business. My bank guarantees a person check, just like a cash transaction.

I would refrain from taking ANY money orders except USPS money orders as they can be easily forged (except USPS Money Orders).

Been down this road already.

Maybe Len will chime in, he takes Pay-Pal and personal checks (like I do), probably for the same reasons.

In my business model, a 3.5% (plus 30 cents) surcharge isn't excessive fee wise, for doing business.

Just my views. Been doing this for about 5 years now. Never an issue except the draining of funds, which, Pay-Pal replaced immediately.

Thank you sir. Well put. This is exactly the way I feel about things. I do accept personal checks and give them a day or two to clear before sending to the customer. Funny you mention USPS money orders as cannot be forged.

My bank has told me that the USPS money orders are forged all the time and ask me if I know the person who sent it. I do not understand why there are so many dishonest people out there. People who make it their life work to screw other people over.

Anyway, thanks to everyone who has commented here I appreciate it. It is nice to have a place to go to find some answers some time. Take care.

Brandon

 

[HoytFlinger]

I have bought numerous guns and gun related items using PayPal. I have never had an issue. Get the free PayPal debit card (Master Card) and you can use PayPal anywhere as long as you have funds in your PayPal account.

 

[Dr. Vette]

Directly from their website:

https://www.paypal.com/webapps/helpcenter/article/?solutionId=38957

"We don't allow PayPal members to buy or sell any kind of firearm, whether it's in working order or not. The same goes for certain firearm parts and ammunition.

For example, using PayPal, you can't buy or sell:

Any firearm, including rifles, shotguns, and handguns, whether they're for sport and recreation, collectibles, or curio or relic firearms.
Firearm parts, including but not limited to receivers and frames, silencers, and kits designed to modify guns so that they fire automatically. High capacity magazines, multi-burst trigger activators, and camouflaging firearm containers are other items in this category.
Ammunition, including propellants like gunpowder or blank ammunition; ammunition or cartridge cases; and primers, bullets, or propellant powder designed for any firearm.

Stun gun sales are allowed for U.S. residents, but only if the transaction is permitted by law in both the buyer's and seller's jurisdictions. (PayPal account holders outside the U.S. can't buy or sell stun guns.) Before they complete a sale, U.S. sellers must make sure that the transaction is legal in both locations.

Related items that you can buy and sell using PayPal include paintball guns, blank guns, and air-soft guns, as long as such transactions are legal in the applicable jurisdiction. All of these items must display the markings required by law, must not be convertible to shoot a lethal projectile, and can't include blank ammunition."

Because of this position many in the firearms industry do not use Paypal for anything.

 

[GRIP N PULL]

Directly from their website:

https://www.paypal.com/webapps/helpcenter/article/?solutionId=38957

"We don't allow PayPal members to buy or sell any kind of firearm, whether it's in working order or not. The same goes for certain firearm parts and ammunition.

For example, using PayPal, you can't buy or sell:

Any firearm, including rifles, shotguns, and handguns, whether they're for sport and recreation, collectibles, or curio or relic firearms.
Firearm parts, including but not limited to receivers and frames, silencers, and kits designed to modify guns so that they fire automatically. High capacity magazines, multi-burst trigger activators, and camouflaging firearm containers are other items in this category.
Ammunition, including propellants like gunpowder or blank ammunition; ammunition or cartridge cases; and primers, bullets, or propellant powder designed for any firearm.

Stun gun sales are allowed for U.S. residents, but only if the transaction is permitted by law in both the buyer's and seller's jurisdictions. (PayPal account holders outside the U.S. can't buy or sell stun guns.) Before they complete a sale, U.S. sellers must make sure that the transaction is legal in both locations.

Related items that you can buy and sell using PayPal include paintball guns, blank guns, and air-soft guns, as long as such transactions are legal in the applicable jurisdiction. All of these items must display the markings required by law, must not be convertible to shoot a lethal projectile, and can't include blank ammunition."

Because of this position many in the firearms industry do not use Paypal for anything.

Wow, That is ridiculous! that seems like it would conflict with the lawful commerce in arms act. I don't know how they can say that and get away with it. What do they care what we spend our money on as long as they make money? Thanks for that Doc Vette.

 

[Deleted member 48126]

PayPal cant track those transactions or else we would not be able to use them. Even if you do a legal transaction and get charged the 2.5% it asks for a description of the service. You can put whatever you want...gun can mean a plethora of things to include a sling shot, rubber band gun, or paint ball gun. Also, I do not think PayPal can regulate it anyway since their service is in financial transactions not in dealing in guns or any other product for that matter.

 

[Deleted member 48126]

Sorry my rant is over. I am not bashing PayPal.
I like their service and use them regularly. As for the gift portion I think the creators are smart enough to realize the loop hole in that and close it if necessary. I get charged 2.5% for my transactions. I have never seen 3.5% or 4%. That's a good chunk
of change with my monthly transactions!