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Insurace for gunsmiths

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Unread 05-19-2011, 09:48 AM
Bronze Member
Join Date: Oct 2009
Posts: 83
Insurace for gunsmiths

I'm just starting up my gunsmithing business, and I was wondering what you guys carry for insurance? I checked into a couple of places and it seemed pretty expensive. Thanks in advance
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Unread 05-20-2011, 09:38 AM
KLC KLC is offline
Junior Member
Join Date: Feb 2005
Location: Youngsville, NC
Posts: 27
Re: Insurace for gunsmiths

Have you checked out Joseph Chiarello and Co.? Here is a link: Gun Insurance Home, Welcome
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Unread 05-20-2011, 01:20 PM
Join Date: Mar 2010
Location: on the Southern Plains
Posts: 1,536
Re: Insurace for gunsmiths

Check out NRA sponsered insurance. That 'expense' is just part of the cost of doing business that your average customer doesn't see.
"Shoots real good!": definition; it didn't blow-up in my face. 1993 graduate Montgomery Community College 2yr. gunsmithing program
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Unread 05-21-2011, 04:29 AM
Platinum Member
Join Date: Jan 2007
Location: PA
Posts: 1,167
Re: Insurace for gunsmiths

Be certain to ask your insurance agent about product liability and completed operations coverages. He will explain each to you.
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Unread 05-21-2011, 04:06 PM
Join Date: Mar 2004
Location: Danville, PA
Posts: 1,083
Re: Insurace for gunsmiths

NRA endorsed insurance is probably your best bet. Mention your a machine shop to a typical insurance company and insurance is not too bad, mention the word gun or firearm and they either won't insure you or you'll pay through the nose. Check out the NRA insurance providers, they deal in gunsmith insurance all the time. It still ain't cheap though. Good luck.
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Unread 05-22-2011, 09:35 AM
Silver Member
Join Date: Dec 2007
Location: Youngsville, NC
Posts: 418
Re: Insurace for gunsmiths

If you read the fine print most Gun related insurance is covered by Joseph Chiarello and Co. The independent carriers are just their agents. Loyds of London is another carrier but they are quite expensive.

Nat Lambeth
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Unread 05-22-2011, 11:05 AM
Platinum Member
Join Date: Apr 2003
Location: North Bend, Oregon
Posts: 1,395
Re: Insurace for gunsmiths

My NRA endorsed Lockton gunsmith insurance cost me $1295 a year. With all these vague answers I wonder how many guys really carry insurance.
Build a man a fire and you heat him for a day.
Set him on fire and you heat him for life.

Only accurate rifles are interesting.

Gordy and Brady.
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