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Insurace for gunsmiths

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Unread 05-19-2011, 09:48 AM
Bronze Member
Join Date: Oct 2009
Posts: 83
Insurace for gunsmiths

I'm just starting up my gunsmithing business, and I was wondering what you guys carry for insurance? I checked into a couple of places and it seemed pretty expensive. Thanks in advance
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    Unread 05-20-2011, 09:38 AM
    KLC KLC is offline
    Junior Member
    Join Date: Feb 2005
    Location: Youngsville, NC
    Posts: 27
    Re: Insurace for gunsmiths

    Have you checked out Joseph Chiarello and Co.? Here is a link: Gun Insurance Home, Welcome
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    Unread 05-20-2011, 01:20 PM
    Join Date: Mar 2010
    Location: on the Southern Plains
    Posts: 1,909
    Re: Insurace for gunsmiths

    Check out NRA sponsered insurance. That 'expense' is just part of the cost of doing business that your average customer doesn't see.
    "Shoots real good!": definition; it didn't blow-up in my face. 1993 graduate Montgomery Community College 2yr. gunsmithing program
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    Unread 05-21-2011, 04:29 AM
    Platinum Member
    Join Date: Jan 2007
    Location: PA
    Posts: 1,284
    Re: Insurace for gunsmiths

    Be certain to ask your insurance agent about product liability and completed operations coverages. He will explain each to you.
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    Unread 05-21-2011, 04:06 PM
    Join Date: Mar 2004
    Location: Danville, PA
    Posts: 1,110
    Re: Insurace for gunsmiths

    NRA endorsed insurance is probably your best bet. Mention your a machine shop to a typical insurance company and insurance is not too bad, mention the word gun or firearm and they either won't insure you or you'll pay through the nose. Check out the NRA insurance providers, they deal in gunsmith insurance all the time. It still ain't cheap though. Good luck.
    Home of the "EXTENDED IMPACT" DVD
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    Unread 05-22-2011, 09:35 AM
    Silver Member
    Join Date: Dec 2007
    Location: Youngsville, NC
    Posts: 433
    Re: Insurace for gunsmiths

    If you read the fine print most Gun related insurance is covered by Joseph Chiarello and Co. The independent carriers are just their agents. Loyds of London is another carrier but they are quite expensive.

    Nat Lambeth
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    Unread 05-22-2011, 11:05 AM
    Platinum Member
    Join Date: Apr 2003
    Location: North Bend, Oregon
    Posts: 1,496
    Re: Insurace for gunsmiths

    My NRA endorsed Lockton gunsmith insurance cost me $1295 a year. With all these vague answers I wonder how many guys really carry insurance.
    Some kids want to be a fireman or a doctor to help people. I wanted to be a gunsmith.

    NRA Life Member and I vote.

    Only accurate rifles are interesting.

    Gordy and Brady.
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