Maybe I save money, maybe I don't, but it sure is fun and rewarding loading my own ammo for all of my guns. I have my son and nephews interested in loading, shooting, and hunting. There is nothing more satisfying to spend time with my son teaching him the skill of reloading and harvesting a deer with loads that we made ourselves. Being able to tweak a rifle with different bullets, powder charges to were that particular rifle will shoot it's best and perform better that your average factory loads you buy. However, the premium loads that are being produced by Hornady, Federal, Winchester, etc. Shoot almost as good as hand loads do now, but I would rather build my own.
Concerning our freedoms in this country can be scary to think about with the way our government and these radical marxist think or lack of ability to think at all about the way they want to tell what we can do or not do or what is best for us, NUTS. I have found myself stocking up on things just because of the rising cost, if anything.
The Bible tells us to worry for nothing because we will not add a day to our lives worrying, so I try not to. That doesn't mean we can't plan for the worst. People don't plan to fail, they fail to plan, so it may be a good idea to stock up a little more, we may need it one day just to put food in our mouths- shooting supplies that is.