Long Range Hunting Online Magazine


Go Back   Long Range Hunting Online Magazine > Chatting and General Stuff > General Discussion

General Discussion Must wear red or OD green socks to participate. I can't see your socks, please be honest.


Reply

What is wrong with paypal?

 
LinkBack Thread Tools Display Modes
  #8  
Old 10-31-2013, 06:55 AM
Platinum Member
 
Join Date: Dec 2011
Location: S.E. Michigan
Posts: 3,421
Re: What is wrong with paypal?

Additionally, I see 'for sale' stuff on here with a 4% added to the price. The Pay-Pal transaction fee (they are in business to make money after all, only the gummit is 'non-profit'), the actual transaction fee is 3.5% plus 30 cents on any amount, really quite reasonable considering a credit card direct portal (commercial card reader) costs an up front fee plus anywhere from 3% to 5% to the merchant depending on amount charged (the more the portal is used and the charged, total amount, the less the portal fee is.

I also see the 'declare it as a gift' to circumvent the pay-pal fee schedule and thats dishonest.

While I'm not Snow White by any stretch, Pay-Pal is a secure vehicle for my transactions so why would I knowlying screw them. I find that attitude to be less than stellar and I won't buy from or sell to anyone that portrays that attitude.

Pay-Pal works for me because a large percentage of my business if offshore, in foreign currency and Pay-Pal does a foreign to US exchange seamlessly. I get paid in USD, my customer pays in their native currency.

To the Grip n pull owner. besides Pay-Pal, I'd also accept personal checks. Both are instant transactions. Personal checks, as soon as they are deposited, become wire transfers, debiting the check writers account. You need to discuss that with your commercial bank (I have a commercial account for my business. My bank guarantees a person check, just like a cash transaction.

I would refrain from taking ANY money orders except USPS money orders as they can be easily forged (except USPS Money Orders).

Been down this road already.

Maybe Len will chime in, he takes Pay-Pal and personal checks (like I do), probably for the same reasons.

In my business model, a 3.5% (plus 30 cents) surcharge isn't excessive fee wise, for doing business.

Just my views. Been doing this for about 5 years now. Never an issue except the draining of funds, which, Pay-Pal replaced immediately.
__________________
'It's not about me, it's about we'..........
Reply With Quote
  #9  
Old 10-31-2013, 08:36 AM
Official LRH Sponsor
 
Join Date: Jul 2013
Location: Southeast ID
Posts: 117
Re: What is wrong with paypal?

Quote:
Originally Posted by SidecarFlip View Post
Additionally, I see 'for sale' stuff on here with a 4% added to the price. The Pay-Pal transaction fee (they are in business to make money after all, only the gummit is 'non-profit'), the actual transaction fee is 3.5% plus 30 cents on any amount, really quite reasonable considering a credit card direct portal (commercial card reader) costs an up front fee plus anywhere from 3% to 5% to the merchant depending on amount charged (the more the portal is used and the charged, total amount, the less the portal fee is.

I also see the 'declare it as a gift' to circumvent the pay-pal fee schedule and thats dishonest.

While I'm not Snow White by any stretch, Pay-Pal is a secure vehicle for my transactions so why would I knowlying screw them. I find that attitude to be less than stellar and I won't buy from or sell to anyone that portrays that attitude.

Pay-Pal works for me because a large percentage of my business if offshore, in foreign currency and Pay-Pal does a foreign to US exchange seamlessly. I get paid in USD, my customer pays in their native currency.

To the Grip n pull owner. besides Pay-Pal, I'd also accept personal checks. Both are instant transactions. Personal checks, as soon as they are deposited, become wire transfers, debiting the check writers account. You need to discuss that with your commercial bank (I have a commercial account for my business. My bank guarantees a person check, just like a cash transaction.

I would refrain from taking ANY money orders except USPS money orders as they can be easily forged (except USPS Money Orders).

Been down this road already.

Maybe Len will chime in, he takes Pay-Pal and personal checks (like I do), probably for the same reasons.

In my business model, a 3.5% (plus 30 cents) surcharge isn't excessive fee wise, for doing business.

Just my views. Been doing this for about 5 years now. Never an issue except the draining of funds, which, Pay-Pal replaced immediately.
Thank you sir. Well put. This is exactly the way I feel about things. I do accept personal checks and give them a day or two to clear before sending to the customer. Funny you mention USPS money orders as cannot be forged.

My bank has told me that the USPS money orders are forged all the time and ask me if I know the person who sent it. I do not understand why there are so many dishonest people out there. People who make it their life work to screw other people over.

Anyway, thanks to everyone who has commented here I appreciate it. It is nice to have a place to go to find some answers some time. Take care.

Brandon
Reply With Quote
  #10  
Old 10-31-2013, 06:17 PM
Silver Member
 
Join Date: Aug 2011
Location: Lexington, KY
Posts: 248
Re: What is wrong with paypal?

I have bought numerous guns and gun related items using PayPal. I have never had an issue. Get the free PayPal debit card (Master Card) and you can use PayPal anywhere as long as you have funds in your PayPal account.
Reply With Quote
  #11  
Old 10-31-2013, 08:09 PM
Platinum Member
 
Join Date: Dec 2009
Location: Holland, MI
Posts: 1,540
Re: What is wrong with paypal?

Directly from their website:

https://www.paypal.com/webapps/helpc...lutionId=38957

"We don’t allow PayPal members to buy or sell any kind of firearm, whether it’s in working order or not. The same goes for certain firearm parts and ammunition.

For example, using PayPal, you can’t buy or sell:

Any firearm, including rifles, shotguns, and handguns, whether they’re for sport and recreation, collectibles, or curio or relic firearms.
Firearm parts, including but not limited to receivers and frames, silencers, and kits designed to modify guns so that they fire automatically. High capacity magazines, multi-burst trigger activators, and camouflaging firearm containers are other items in this category.
Ammunition, including propellants like gunpowder or blank ammunition; ammunition or cartridge cases; and primers, bullets, or propellant powder designed for any firearm.

Stun gun sales are allowed for U.S. residents, but only if the transaction is permitted by law in both the buyer's and seller's jurisdictions. (PayPal account holders outside the U.S. can’t buy or sell stun guns.) Before they complete a sale, U.S. sellers must make sure that the transaction is legal in both locations.

Related items that you can buy and sell using PayPal include paintball guns, blank guns, and air-soft guns, as long as such transactions are legal in the applicable jurisdiction. All of these items must display the markings required by law, must not be convertible to shoot a lethal projectile, and can’t include blank ammunition."

Because of this position many in the firearms industry do not use Paypal for anything.
Reply With Quote
  #12  
Old 10-31-2013, 09:53 PM
Official LRH Sponsor
 
Join Date: Jul 2013
Location: Southeast ID
Posts: 117
Re: What is wrong with paypal?

Quote:
Originally Posted by Dr. Vette View Post
Directly from their website:

https://www.paypal.com/webapps/helpc...lutionId=38957

"We donít allow PayPal members to buy or sell any kind of firearm, whether itís in working order or not. The same goes for certain firearm parts and ammunition.

For example, using PayPal, you canít buy or sell:

Any firearm, including rifles, shotguns, and handguns, whether theyíre for sport and recreation, collectibles, or curio or relic firearms.
Firearm parts, including but not limited to receivers and frames, silencers, and kits designed to modify guns so that they fire automatically. High capacity magazines, multi-burst trigger activators, and camouflaging firearm containers are other items in this category.
Ammunition, including propellants like gunpowder or blank ammunition; ammunition or cartridge cases; and primers, bullets, or propellant powder designed for any firearm.

Stun gun sales are allowed for U.S. residents, but only if the transaction is permitted by law in both the buyer's and seller's jurisdictions. (PayPal account holders outside the U.S. canít buy or sell stun guns.) Before they complete a sale, U.S. sellers must make sure that the transaction is legal in both locations.

Related items that you can buy and sell using PayPal include paintball guns, blank guns, and air-soft guns, as long as such transactions are legal in the applicable jurisdiction. All of these items must display the markings required by law, must not be convertible to shoot a lethal projectile, and canít include blank ammunition."

Because of this position many in the firearms industry do not use Paypal for anything.
Wow, That is ridiculous! that seems like it would conflict with the lawful commerce in arms act. I don't know how they can say that and get away with it. What do they care what we spend our money on as long as they make money? Thanks for that Doc Vette.
Reply With Quote
  #13  
Old 10-31-2013, 10:10 PM
Silver Member
 
Join Date: May 2012
Location: Central Missouri
Posts: 433
Re: What is wrong with paypal?

PayPal cant track those transactions or else we would not be able to use them. Even if you do a legal transaction and get charged the 2.5% it asks for a description of the service. You can put whatever you want...gun can mean a plethora of things to include a sling shot, rubber band gun, or paint ball gun. Also, I do not think PayPal can regulate it anyway since their service is in financial transactions not in dealing in guns or any other product for that matter.
Reply With Quote
  #14  
Old 10-31-2013, 10:21 PM
Silver Member
 
Join Date: May 2012
Location: Central Missouri
Posts: 433
Re: What is wrong with paypal?

Sorry my rant is over. I am not bashing PayPal.
I like their service and use them regularly. As for the gift portion I think the creators are smart enough to realize the loop hole in that and close it if necessary. I get charged 2.5% for my transactions. I have never seen 3.5% or 4%. That's a good chunk
of change with my monthly transactions!
Reply With Quote
Reply

Bookmarks

Thread Tools
Display Modes


Current Poll
How Many Different Cartridges Do You Reload For?
ZERO, all factory ammo - 8.02%
352 Votes
1 - 2.78%
122 Votes
2 or 3 - 14.56%
639 Votes
4 or 5 - 20.35%
893 Votes
6 or 7 - 14.83%
651 Votes
8 or 9 - 8.66%
380 Votes
10 or more - 30.80%
1,352 Vote
Total Votes: 4,389
You may not vote on this poll.

All times are GMT -5. The time now is 05:32 AM.


Powered by vBulletin ©2000 - 2014, Jelsoft Enterprises Ltd.
Content Management Powered by vBadvanced CMPS
All content ©2010-2014 Long Range Hunting, LLC