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Insurance

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  #1  
Unread 07-02-2009, 09:00 PM
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Join Date: Feb 2009
Location: Aberdeen, SD
Posts: 557
Insurance

Where is the best place to buy reasonably priced insurance for firearms?
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  •   #2  
    Unread 07-02-2009, 09:49 PM
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    Join Date: Oct 2005
    Location: Michigan
    Posts: 2,232
    Re: Insurance

    What type of insurance?

    Your Home Owners will cover many of the perils associated with the loss of Firearms (Fire, Wiind etc.) when they are in your home, basically the things your home is insured against. However, most (if not all) home policies have a sub-limit for theft (very low from $1500-$3000, usually). To get a greater sub-limit, you need to add a firearms rider to your home owners policy by listing all your firearms and better yet, having them appraised. These policies normally will carry over to your auto etc. for theft, as long as there is evidence of the theft (broken glass, jimmied door etc.), otherwise it is classed as a 'mysterious dissapearance' and that is usually NOT covered.

    The Home Owners rider is a good first step, as well as a good gun safe.

    I don't know beyond this level of coverage, I hope this info helped somewhat.

    AJ
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      #3  
    Unread 07-03-2009, 01:55 PM
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    Join Date: Jul 2009
    Posts: 2
    Re: Insurance

    Check out these. Depends on the amount you need covered and how often you travel with them. Will a home owners cover a gun if it's stolen out of your car?

    http://www.collectinsure.com/rates/2...rRateSheet.pdf

    Core-Vens Insurance

    Eastern Insurance

    Good luck,

    Jim
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      #4  
    Unread 07-03-2009, 02:19 PM
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    Join Date: Oct 2005
    Location: Michigan
    Posts: 2,232
    Re: Insurance

    Quote:
    Originally Posted by jsg7162 View Post
    Check out these. Depends on the amount you need covered and how often you travel with them. Will a home owners cover a gun if it's stolen out of your car?

    http://www.collectinsure.com/rates/2...rRateSheet.pdf

    Core-Vens Insurance

    Eastern Insurance

    Good luck,

    Jim

    As far as home owners (and renters) coverage for theft from a vehicle. When I was selling insurance, our policies did cover theft from a vehicle as long as there was evidence of the breakin etc. They all had sub-limits however that limited the amount. Please call your agent and check on your policies.

    AJ
    __________________
    If some is good and more is better, then too much is just right.


    My mind is a raging torrent, flooded with rivulets of thought, cascading into a waterfall of creative alternatives
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