  | Gun Insurance |
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05-26-2010, 05:56 PM
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Platinum Member
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Join Date: Feb 2008
Location: Wampum, PA
Posts: 1,434
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Gun Insurance
Where are you guys getting your gun insurance? The NRA seems really high. It's almost as much as home owners.
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"I may be dumb, but I'm not stupid." - Terry Bradshaw
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05-26-2010, 06:01 PM
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Platinum Member
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Join Date: Feb 2009
Posts: 3,539
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Re: Gun Insurance
Check your homeowners policy for contents coverage, it may cover your guns.
Last edited by Chas1; 05-26-2010 at 08:44 PM..
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05-26-2010, 06:39 PM
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Official LRH Sponsor
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Join Date: Jul 2006
Location: Harrisburg, PA
Posts: 1,836
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Re: Gun Insurance
Your homeowner's policy will have a limit on coverage for your rifles, unless you "schedule" them for replacement value. If you "schedule" them, you will need appraisals from a custom gunsmith for the replacement costs. Just like having your wife's diamond ring scheduled or on a personal items floater. You will find that insuring them for replacement value will be a significant yearly premium.
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05-26-2010, 07:09 PM
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Platinum Member
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Join Date: Jan 2008
Location: Falls Church, VA
Posts: 2,748
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Re: Gun Insurance
Probably the best place to find gun insurance is to have it as a rider on your homeowners insurance. I've got my policy right here....$143 per year for the guns.
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I'm not gonna shoot here. I'm gonna shoot waaaaaaaay over there!
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05-26-2010, 08:13 PM
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Platinum Member
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Join Date: Jan 2007
Location: MS
Posts: 1,641
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Re: Gun Insurance
collectibles insurance services LLC
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I admit that I know just enough to be dangerous.....but dangerous at ever extending distances.
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05-26-2010, 08:25 PM
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Platinum Member
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Join Date: Feb 2008
Location: Wampum, PA
Posts: 1,434
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Re: Gun Insurance
Quote:
Originally Posted by eddybo
collectibles insurance services LLC
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Eddybo- Do you know these guys or find them in a search? I selected all the coverage options for 30k. It came up with a $169 annual premium! I feel like I'm robbing the insurance guy for once!
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"I may be dumb, but I'm not stupid." - Terry Bradshaw
Last edited by jmason; 05-26-2010 at 08:30 PM..
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05-26-2010, 08:29 PM
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Silver Member
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Join Date: Sep 2009
Location: North West,Ohio
Posts: 436
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Re: Gun Insurance
Is this them www.collectinsure.com
robster
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