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Firearm Insurance

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  #1  
Unread 08-24-2005, 11:10 AM
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Join Date: Apr 2005
Posts: 32
Firearm Insurance

I'm sure I'm not the only one who's Homeowner's Insurance doesn't come anywhere near covering their "collection".
I put the parenthesis around collection because most collectible insurance policies will not cover a firearm if you actually use them and I do like to exercise my right to manufacture spent brass at the range.
To make a long story short: Can anybody out there recommend an insurance company that covers firearms that are used on the range and hunting?
I understand they might not cover damage during actual discharge, but I would like theft, arson, accidental damage, and all that other stuff.
Also, I would like the policy to be for declared value, not actual value at the time of the loss.
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  •   #2  
    Unread 08-24-2005, 12:23 PM
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    Join Date: Feb 2005
    Location: NC
    Posts: 125
    Re: Firearm Insurance

    Go to www.gunbroker.com They have a few insurance peeps there who'd be glad to fix you up.
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      #3  
    Unread 08-24-2005, 12:33 PM
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    Re: Firearm Insurance

    I just bought 3 fire proff gun safe last year. Two for my gun one for my dad guns . If you Insurance your guns you will leave a paper trail that any one can look at at the Insurance company. or hackers . Then they will know what you have an how much they are worth . I had this happen to a friend of mine .
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      #4  
    Unread 08-25-2005, 09:41 PM
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    Join Date: Mar 2005
    Location: Hoosier
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    Re: Firearm Insurance

    Grange mutual, It costs me 3 times as much as jewelry insurance, but it's worth it. $3.50 per hundred.
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      #5  
    Unread 08-26-2005, 09:58 AM
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    Join Date: Jan 2005
    Location: Virginia
    Posts: 15
    Re: Firearm Insurance

    Inquire of the NRA. The insurer that handles the minimal insurance that's part of membership benefits will write a policy for whatever you need. Records are not kept for firearms of less than $1500 value. As I recall the rate may be less than $3.50/$100.
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