The target dot reticle is good for bench target shooting but not much else. The human eye is good at centering one small circle in another. However, a target dot reticle isn't good for estimating range and the small dot and fine cross hairs are useless in low light and poor for quick target acquisition. Silhouette shooting doesn't need a super-fine reticle in my opinion.
Burris makes a nice "HBR" hunter benchrest 6x scope. The Leupold 16x40 M1 Mk 4 is a top of the line long range scope
with a target dot reticle option. Leupold has made target dot scopes in several 1" models though I don't know if they still do.
Reticles don't cost much. I don't know of "target dot" scopes which are both good quality and cheap. The people who would want a target dot reticle also want a scope which will hold zero precisely. That's what costs.