Welcome, at first I was one of those guys too. You see that price tag and "holy, good god!" is the first thing to come out, the only good thing is can say about building one yourself is being able to pay as you go... one piece here, one piece there. Which makes it WAY more viable for the "working man"
My 'smith has my action now, barrel just arrived at my house, stock is on order (good lord Manners takes forever) lol One piece at a time, then after nearly a year you have one bad mama without dropping several large at one time, which helps.
P.S. Kelly- Has there been any feedback from LTLR on the demo you sent out?