That depends. If you want to shoot often, then get a custom rifle. You will keep it for many years.
Out of the box rifle will do just fine however it may not be under 1/2 MOA "all the time".
I will probably shoot as often as funds allow which should be about once a month. Do you have any suggestions on a custom rifle builder? I read about Gradous Custom Rifles in a magazine, have you ever heard of them and if so what are your thoughts?